Connect Claude to your bank accounts and give it powerful personal finance tools.

Ask Claude anything about your money.
Spending, subscriptions, budgets, trends: Claude answers from your live transactions and balances, not from a statement you pasted in.

Connect once, ask forever.
Add OpenBudget as a custom connector on claude.ai or Claude Desktop and sign in. Every chat after that can pull your real numbers.


Bank-grade security, powered by Plaid.
Connect 10,000+ US institutions through Plaid with read-only access. Your bank credentials are never stored on our servers.

Powerful tools, not just data.
Say it once, it's a rule.
Tell Claude the right category once. New transactions get it automatically.
Find any charge in plain English.
Ask by merchant, category, amount, or date and get an answer in seconds.
Know exactly what you owe.
Every card and loan in one place, so Claude can tell you where you stand.
Then just ask.
“How much did I spend on restaurants last month?”
“What recurring subscriptions am I paying for?”
“Compare my grocery spending this month vs. last.”
“What's my net worth across all my accounts?”
“Break down last month's spending by category.”
“Which cards am I carrying a balance on?”
Set up Claude where you use it.
Claude
claude.ai and Claude Desktop. Add a custom connector, sign in once, and ask away.
View setup guideClaude Code
One command adds the server to your terminal. Budget from the command line.
View setup guideOther AI clients
Using ChatGPT, Cursor, or Codex too? The same connection works in any MCP client.
Browse all clientsWhat people are saying.
“I asked which day of the week I spend the most, expecting weekends. It's Thursdays, every single one, from after-work dinners I never thought of as a habit. I'd never have found that pattern on my own.”
“I told it to find recurring charges I'd forgotten about. It surfaced two free trials that had quietly started billing months ago. Cancelling them covered the cost of the app for the whole year.”
“It compared my last six months and pointed out my grocery total hadn't moved, but my delivery fees had almost doubled. Same food, just lazier ordering. One sentence changed how I shop.”
“Instead of guessing, I asked if saving $2,000 in three months was realistic given my actual spending. It said yes, but only if I cut one specific habit, and named it. Like an accountant who'd read every statement.”
“I've kept the same budgeting sheet for years and didn't want to give it up. Now I just ask where the money went, get a plain-English answer, and it lands in my sheet already categorized.”
“My partner and I used to argue from two different mental ledgers. Now we both ask the same question and get the same answer, with the receipts attached. The money fights basically stopped.”
Questions, answered.
- Is it safe to connect my bank accounts to Claude?
- Bank connections run through Plaid, the same infrastructure behind Venmo and Robinhood, and OpenBudget never stores your bank credentials. Access is granted with OAuth when you connect Claude, and you can revoke it at any time.
- What can Claude actually see?
- Your own data only: transactions, balances, net worth, and liability details like APRs and due dates. Claude reads it live, so it always sees the latest.
- What can Claude do with it?
- It can keep things tidy: recategorize transactions, add notes, and save categorization rules. It cannot initiate transfers or payments, and it cannot change anything at your bank.
- Which Claude apps work?
- claude.ai in the browser, Claude Desktop, and Claude Code in the terminal. One connection covers all of them.
- Do I need a paid Claude plan?
- Custom connectors are a Claude feature available on its paid plans. Claude Code supports MCP servers out of the box.
- Do I need an OpenBudget subscription?
- Yes. One plan includes everything: $5/month billed annually, or $9.95 month-to-month, with unlimited US bank connections via Plaid.