Connect your banks. Ask AI anything. Auto-sync to spreadsheets.
No commitment — try it for a month and see your transactions flow into spreadsheets and AI automatically.
Billed monthly. Cancel anytime.
Lock in the best price — a full year of automated bank syncing, AI insights, and spreadsheet exports for less than a coffee a month.
Billed annually. Cancel anytime.
OpenBudget connects to Claude and ChatGPT through MCP. Ask plain-English questions about your finances and get real answers based on your actual transaction data. Access is read-only — the AI can never move money or modify your accounts.

"How much did my Barcelona trip cost me?"

"What subscriptions am I wasting money on?"
Pick a Google Sheet or Excel file from your drive, choose which bank accounts sync to which tabs, and OpenBudget handles the rest. Column headers are created automatically — date, amount, description, account, institution, category, and more.
As new transactions come in, they append to the sheet. Pending transactions update when they post. Map multiple accounts to one tab or split them across separate tabs — your spreadsheet, your rules.
OpenBudget uses Plaid to securely connect to over 10,000 financial institutions — the same infrastructure used by Venmo, Robinhood, and Coinbase. Your credentials are never stored on our servers.
Once connected, transactions from checking accounts, savings, credit cards, and brokerages sync automatically. Each transaction comes categorized by Plaid — no manual tagging needed.