Your AI gets a full toolkit for your personal finance. It builds budgets, searches, splits, categorizes, logs cash, and keeps watch on your debts.
Ask a question, get a real number back.
Find any charge in seconds. Search by merchant, amount, date, or category across every account.
Total up a trip or project. Get one total with every related charge underneath it.
See your net worth live. Get current balances across every account in one answer.
Plan for a month, a year, or one specific trip.
See every budget at once. Check active or archived budgets and compare current progress in one answer.
Follow each period over time. Open one budget to see spending, carry, category buckets, and completed periods.
Build the budget you actually need. Set up rolling weeks, months, years, or one-off plans such as a trip.
Then let it tidy things up.
Save category rules by talking. Tell your AI once, and new matching transactions follow the rule.
Fix transactions in one sentence. Change a category, add a note, or hide a charge from spending.
Categorize every transaction. Your AI can choose from 100+ categories and change anything it gets wrong.
Count the money your bank can’t see.
Ask about every investment you own.
See every holding together. Compare totals, allocation, gains, and concentration across connected and custom assets.
Follow dividends, trades, and fees. Search buys, sells, income, contributions, withdrawals, and property activity.
Track assets outside a brokerage. Add real estate, private companies, collectibles, and offline positions.
Stay ahead of what you owe.
See every card and loan together. Compare balances, APRs, minimum payments, and due dates.
Catch rate changes early. Follow APR moves, balance trends, and interest over time.
Add what only you know. Save promo deadlines, corrected balances, and payoff notes.
Make it a scheduled check-in.
ChatGPT and Claude can run recurring tasks. Use OpenBudget as the live data source for morning spending summaries, weekly bill checks, and monthly cleanup reviews.
View automation prompts“Every morning at 8am, summarize yesterday's spending.”
“Every Friday, check bills due in the next 7 days.”
“Mid-month, tell me which categories are running hot.”
“On the first Monday, review miscategorized transactions.”
Pick your client.
Claude
claude.ai and Claude Desktop. Add a custom connector, sign in once, and ask away.
View setup guide
Hermes
Add the remote MCP server and install the hosted finance skill from one HTTPS URL.
View setup guide
OpenClaw
Save OpenBudget as a managed remote MCP server and authorize it through OAuth.
View setup guideChatGPT
Plus, Team, and Enterprise. Create an app in Developer mode and authorize with OAuth.
View setup guideCursor
One-click install in the editor. Ask about your spending without leaving your code.
View setup guideClaude Code
One command adds the server to your terminal. Budget from the command line.
View setup guideCodex
The OpenAI Codex IDE extension and app, connected through MCP settings.
View setup guideCodex CLI
One command for the Codex terminal agent, then log in and start asking.
View setup guideUsing something else? Any client that supports remote MCP servers over Streamable HTTP works.
Connect your bank once, then just ask.
Free for 7 days, then $5/mo. Cancel any time.