Is it safe to connect my bank accounts to Cursor?

Bank connections run through Plaid, the same infrastructure behind Venmo and Robinhood, and OpenBudget never stores your bank credentials. Access is granted with OAuth when you connect Cursor, and you can revoke it at any time.

What can Cursor actually see?

Your own data only: transactions, balances, net worth, and liability details like APRs and due dates. Cursor reads it live, so it always sees the latest.

What can Cursor do with it?

It can keep things tidy: recategorize transactions, add notes, and save categorization rules. It cannot initiate transfers or payments, and it cannot change anything at your bank.

Do I need a paid Cursor plan?

MCP servers are a built-in Cursor feature. If your Cursor plan includes the AI agent, OpenBudget works with it.

What's the fastest way to set it up?

Use the one-click Add to Cursor button in the setup guide. It registers the server; then enable it under Tools & MCP and click Connect to sign in.

Do I need an OpenBudget subscription?

Yes. One plan includes everything: $5/month billed annually, or $9.95 month-to-month, with unlimited US bank connections via Plaid.

Connect Cursor to your bank accounts and give it powerful personal finance tools.

Get started Set up Cursor

Secured byPlaid

Cursor

10,000+banks & cards supported

10finance tools Cursor can use

2 minto connect an account

0statements uploaded, ever

Ask Cursor anything about your money.

Spending, subscriptions, budgets, trends: Cursor answers from your live transactions and balances, not from a statement you pasted in.

Browse example prompts

Cursor

Connect once, ask forever.

One click from the setup guide registers the server, or paste two lines into mcp.json. Sign in once and ask as you code.

Set up Cursor

~/.cursor/mcp.json

{
  "mcpServers": {
    "openbudget": {
      "url": "https://api.openbudget.sh/mcp"
    }
  }
}

~/.cursor/mcp.json

{
  "mcpServers": {
    "openbudget": {
      "url": "https://api.openbudget.sh/mcp"
    }
  }
}

Bank-grade security, powered by Plaid.

Connect 10,000+ US institutions through Plaid with read-only access. Your bank credentials are never stored on our servers.

How we handle your data

Connect a bank

Choose your institution

Secured by Plaid· credentials never stored

Connect a bank

Choose your institution

Secured by Plaid· credentials never stored

Powerful tools, not just data.

Say it once, it's a rule.

Tell Cursor the right category once. New transactions get it automatically.

Find any charge in plain English.

Ask by merchant, category, amount, or date and get an answer in seconds.

Know exactly what you owe.

Every card and loan in one place, so Cursor can tell you where you stand.

Then just ask.

“How much did I spend on restaurants last month?”

“What recurring subscriptions am I paying for?”

“Compare my grocery spending this month vs. last.”

“What's my net worth across all my accounts?”

“Break down last month's spending by category.”

“Which cards am I carrying a balance on?”

Set up Cursor where you use it.

Cursor

One-click install in the editor. Ask about your spending without leaving your code.

View setup guide

Claude Code

Also in the terminal? One command adds the server to Claude Code too.

View setup guide

Other AI clients

Using Claude, ChatGPT, or Codex too? The same connection works in any MCP client.

Browse all clients

What people are saying.

“I asked which day of the week I spend the most, expecting weekends. It's Thursdays, every single one, from after-work dinners I never thought of as a habit. I'd never have found that pattern on my own.”

“I told it to find recurring charges I'd forgotten about. It surfaced two free trials that had quietly started billing months ago. Cancelling them covered the cost of the app for the whole year.”

“It compared my last six months and pointed out my grocery total hadn't moved, but my delivery fees had almost doubled. Same food, just lazier ordering. One sentence changed how I shop.”

“Instead of guessing, I asked if saving $2,000 in three months was realistic given my actual spending. It said yes, but only if I cut one specific habit, and named it. Like an accountant who'd read every statement.”

“I've kept the same budgeting sheet for years and didn't want to give it up. Now I just ask where the money went, get a plain-English answer, and it lands in my sheet already categorized.”

“My partner and I used to argue from two different mental ledgers. Now we both ask the same question and get the same answer, with the receipts attached. The money fights basically stopped.”

Questions, answered.

Is it safe to connect my bank accounts to Cursor?: Bank connections run through Plaid, the same infrastructure behind Venmo and Robinhood, and OpenBudget never stores your bank credentials. Access is granted with OAuth when you connect Cursor, and you can revoke it at any time.
What can Cursor actually see?: Your own data only: transactions, balances, net worth, and liability details like APRs and due dates. Cursor reads it live, so it always sees the latest.
What can Cursor do with it?: It can keep things tidy: recategorize transactions, add notes, and save categorization rules. It cannot initiate transfers or payments, and it cannot change anything at your bank.
Do I need a paid Cursor plan?: MCP servers are a built-in Cursor feature. If your Cursor plan includes the AI agent, OpenBudget works with it.
What's the fastest way to set it up?: Use the one-click Add to Cursor button in the setup guide. It registers the server; then enable it under Tools & MCP and click Connect to sign in.
Do I need an OpenBudget subscription?: Yes. One plan includes everything: $5/month billed annually, or $9.95 month-to-month, with unlimited US bank connections via Plaid.

Stop exporting CSVs. Start asking Cursor.

Get started See pricing