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A Tiller alternative with live AI access

Sync transactions to Google Sheets or Excel and let Claude, ChatGPT, or another AI client work with them.

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Competitor details reviewed August 14, 2026 using Tiller's official FAQ.

OpenBudget vs Tiller, at a glance

Both put transactions in a spreadsheet. Compare setup, customization, AI support, bank coverage, and price.

OpenBudget
Tiller
Price
$60/yr, or $9.95/mo
$99/yr, annual only, no monthly option
Setup
Connect a bank and choose Google Sheets or Excel
Connect accounts and start with a Foundation Template
Spreadsheet sync
Auto-sync to Google Sheets and Excel
Auto-sync to Sheets and Excel, with a deep template library
AI access
Live MCP for Claude, ChatGPT, and any AI client
Claude MCP (beta), plus AI auto-categorize
Bank connections
Plaid, 10,000+ US institutions
Plaid and Yodlee, US-focused
Learning curve
Works out of the box
More setup with deeper spreadsheet customization

When Tiller is the better pick

  • You want maximum control over formulas, templates, and the shape of your workbook.
  • You want a large ready-made template library for Google Sheets and Excel.
  • You want Yodlee as a fallback aggregator alongside Plaid for tricky banks.

When OpenBudget is the better pick

  • You want a ready bank-to-spreadsheet sync with less template customization.
  • You want live access for Claude, ChatGPT, and other AI clients.
  • You want $60 annual pricing with a monthly option available.

Built around what your AI can do.

Say it once, it's a rule.

Tell your assistant the right category once. New transactions get it automatically.

See how it works

Split a charge by what's in it.

Your assistant reads what's in an order and splits the charge into separate parts.

Connect your AI

Know exactly what you owe.

Every card and loan in one place, so your assistant can tell you where you stand.

Connect your AI

What it costs

OpenBudget

$5/mo billed annually ($60/yr), or $9.95 monthly. 7-day free trial. One plan, everything included.

Tiller

$99/year (about $8.25/mo), billed annually with no monthly option. 30-day free trial.

Questions, answered.

Does OpenBudget sync to Excel like Tiller?
Yes. Transactions auto-sync into Google Sheets or Excel, the same live spreadsheet workflow Tiller is known for.
Do I have to build a spreadsheet?
OpenBudget creates the sync destination after you connect a bank. Tiller can start with its Foundation Template and gives you more room to customize the workbook.
Does Tiller have AI now?
Yes, to be fair. Tiller added a Claude MCP server in beta plus AI auto-categorization. OpenBudget's MCP works with any AI client and is bundled with the spreadsheet sync.
Which connects to more banks?
Tiller uses Plaid and Yodlee. OpenBudget uses Plaid with 10,000+ US institutions. Both products focus on US financial institutions.
Is my bank data safe?
Bank connections run through Plaid, read-only. OpenBudget never stores your credentials and cannot move money.

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