How to Connect Your Fidelity Account to Claude (Guide)
How to Connect Your Fidelity Account to Claude# permalink to this section
If you're like most Fidelity users, your money isn't in one account. It's spread across a brokerage account, maybe a Roth IRA, an old 401(k) you rolled over after switching jobs, and possibly an HSA. Fidelity shows you each of these separately. Connecting Fidelity to Claude puts them in one conversation.
What You Can Connect# permalink to this section
Fidelity is one of the most complete brokerages for this, since it supports nearly every account type in one login.
Account Type | Supported |
|---|---|
Individual brokerage | Yes |
Roth IRA | Yes |
Traditional IRA | Yes |
401(k) (via NetBenefits, if your plan is on Fidelity) | Yes |
HSA | Yes |
That matters because most people's retirement picture is split across exactly these account types. Seeing them together is the whole point.
How to Connect It# permalink to this section
- Create your free OpenBudget account.
- Choose Fidelity from the list of institutions and log in with your Fidelity credentials. This connection is read-only through Plaid, so OpenBudget can see your data but can never move money or place a trade.
- Your accounts sync automatically, brokerage, IRAs, HSA, and any 401(k) accessible through NetBenefits.
- Install the MCP server for Claude (or ChatGPT), a one-time step covered in our guide to connecting your bank to ChatGPT and Claude.
- Start asking questions.
Total setup time is about five minutes.
What to Ask Once You're Connected# permalink to this section
Fidelity users tend to ask questions that span retirement accounts, since that's usually where most of their money sits. A few examples:
How much have I contributed to my 401(k) this year, and am I on track to hit the IRS limit?
What's my average cost basis on the shares in my Roth IRA versus my taxable brokerage?
How is my HSA invested, and how has it performed this year?
Why This Matters More With Retirement Accounts# permalink to this section
A brokerage question is usually about performance. A retirement account question is usually about a deadline or a limit, whether you're on pace to max out a 401(k), whether you're eligible for a Roth contribution at your income level, or whether an old 401(k) rollover is invested the way you think it is.
Those are exactly the questions that get lost when your accounts live in four different logins. Once they're connected, Claude can answer them the same way it would answer a question about your checking account: directly, with your real numbers.
The Bottom Line# permalink to this section
Fidelity already gives you a complete financial picture across account types, if you're willing to check four different tabs. Connecting it to Claude turns that into one conversation, and makes questions about contribution limits and account performance answerable in seconds instead of a spreadsheet project.
If you're also holding individual stocks and want to understand what selling one might cost you, our guide on estimating capital gains tax before you sell walks through the calculation.
OpenBudget
Connect Hermes
Connect OpenClaw
